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There are no few people who leave the world before they spend all their youth only earning money and spend it, yet we all think that savings or investments should only be made to work in old age.
We all save for the future. Be it money or health, in the end everything is done with an eye to the future. Whether it is an insurance plan or house, education or savings for children, for parents the security of their future is the most important thing, but one important question is, does all this secure the future? If we create financial security for our children, will their future be bright and secure? Will accumulating money that is good for us, buying property or putting money in certain schemes secure our future? 'Perhaps if necessary...' many people have adopted the way of living only for the future by discarding their present behind these four words. There are not a few people who leave the world before they spend all their youth only earning money and spend it, yet we all think that savings or investments should only be made to work in old age. For the last several years, an idea has been getting stronger and stronger in the minds of the Indian middle class, 'If you have money, everything will be possible'. This idea cannot be said to be completely wrong because, gradually everything becomes expensive. Starting from medical services to essential commodities, prices have increased by more than hundred percent everywhere. It is not wrong to say that the prices of most things have doubled in the last ten years, but the income has not doubled. The middle class is a large and vast section of India. Those with wealth, power and immense comforts known as the criminal layer are two to five percent, those who fall below the poverty line are also in large numbers. These are the two classes who have nothing to prove. One who is poor can easily declare his financial condition. The one who has wealth has no question, but the one who is between these two has to worry about everything starting from the customs of the society to the future of the children. They have to constantly strive for the approval of those around them. This is a class that gets lost in the name of its own prestige and self-respect, but they are still unable to accept that what they consider prestige or self-respect or what has been explained to them from generation to generation is not the truth. Saving money is important for them, but they don't hesitate for a second to blow the same hard and frugally saved money in a moment for customs, marriage or showing off in society. If there is an occasion and there is enthusiasm, there is joy, we have the will to celebrate the occasion well and all this can be understood, but the opposite question is, is it possible to celebrate the occasion by spending only? Why not think of future or security while blowing hard saved money to show off to people or to make us wow in society? Another question is whether Indian youth have developed a strange fascination for studying abroad in recent times or middle class parents believe that sending their children to study abroad will make their children career. There are excellent universities in India. There are good colleges and institutions in Sara, rather the truth is that some of the universities and colleges where these middle class children go to study do not even have their own buildings! Parents who blow all their capital by sending their child abroad in the face of others despite knowing and understanding that only a foreign degree cannot build their child's career, end up regretting it. What can we do as individuals to build our own better future, to protect the children or family? The answer is, not just financial security or the promise of a better future. No matter how much money is saved, if there is no peace in life, good health or sweetness in family relationships, then that money will not mean much. How much money does a man need to live well? Although every man has his own unique answer to this question, every middle class man probably earns the amount that every man needs to lead a comfortable and happy life. The limits of our aspirations grow. Advertising and marketing constantly increase it... what we have got falls short because, we are told, 'there is more available and we must try to get it.' If so, one should invest in peace, contentment and health first. If the mind is calm, the body is healthy and we are content with what we have (not stinginess), then our personal future is secure. If you want to give your child a secure future, you have to teach him to be a good person. His family relations will be happy and loving, he will be a member of a healthy family, so loss of money or comfort will not bother him much, but no matter how much money, wonderful career and unconventional comforts he has, if there is no peace and happiness in the family, he will not be happy. It is certain that it can stay. We invest too much in the wrong place... which we are going to live to enjoy or not, we don't enjoy today worrying about the future... and at the end of life we leave complaining that we didn't enjoy it. If one button is pressed wrongly, then all buttons are pressed wrongly.